Payday Loan - Fast Cash
Cash Advance Loan Applicants
Audience Profile
Reach hotline consumers who are in need of fast cash in order to resolve their immediate cash-flow problems.
They have applied on-line for a payday loan (cash advance). Payday loans are small, short-term loans that help bridge a cash-flow gap between pay days in order to take care of an emergency situation, an unexpected expense, pay a bill, prevent phone/utilities from being turned off, for entertainment or even to make an impulsive purchase.
Applicants can have funds transferred to their bank account. Loans are due and payable the next payday, with many recipients opting to pay down their loan over time, incurring a finance fee plus an incremental loan payment over a period of weeks.
These hotline applicants are employed, have a working phone, and have access to the internet.
They are perfect prospects for low-limit/secured credit offers, pre-paid phone/wireless offers, credit-based merchandise offers, insurance, credit repairs and debt consolidation programs, income/career/self-improvement opportunities and more.